Sub debt, term loans, lines of credit, cash flow financing, and equipment financing — approved primarily off cash flow, not just collateral. Most files close in about a week.
Backed by National Business Capital — founded 2007 · $3B+ funded · 3,000+ 5-star reviews.
Jarrel has led ReiCapital LLC since September 2020, bringing a background in sales, entrepreneurship, and customer development to how the firm structures financing for growing businesses. His work centers on the capital side of the deal — securing funding, navigating incentive programs and tax credits, and calculating long-term return on investment before anything is signed.
Every option below routes through the same simple application — your advisor will confirm which one fits.
Junior capital with no collateral coverage, no equity, no warrants, no covenants. 1–2 year terms, rates from 15%.
Weekly or monthly payments, no prepayment penalty, refinance up to 2 loans. Can report to business credit.
Approved on cash flow — draw what you need and only pay for what you use.
Approved on cash flow, up to 2-year terms, with early payoff discounts available.
Rates starting at 7%, 100% financing available, purchase or leasing, vendor and private sales. 1–5 year terms.
One short application — business basics and what the funding is for.
Your advisor lines up the lenders most likely to approve your file.
Real offers side by side — rate, term, and payment, no guesswork.
Accept your offer and receive funds — transactions typically close in about a week.
Having these ready before you apply speeds up the review significantly.
Your completed application, signed.
Last 6 months of business bank statements.
Most recent business tax return.
2025 plus year-to-date P&L and balance sheet.
Current schedule of outstanding business debt.
Bank statements should cover all business entities.
Optional, but sending your documents with your application is the quickest way to move your file through underwriting.
Send them by email straight to ReiCapital LLC. We never ask for documents by text message or social media, and we share them only with our lender network, and only with your permission.
Reply to the checklist email from your ReiCapital contact with the documents attached, or email them to .
Don’t have everything yet? Apply now and send documents when your advisor asks.
Takes about 3 minutes. Your advisor follows up directly, and no one makes automated decisions about your file.
Tap Open my email. Your email app opens with everything already written, so just press send. If nothing opens, tap Copy text and paste it into any email to . It already has everything we need.
When a client needs funding the bank won’t give, send them to us. We do the work, and you earn a commission on every deal that funds.
Tap Open my email. Your email app opens with everything already written, so just press send. If nothing opens, tap Copy text and paste it into any email to . It already has everything we need.